Fixed Deposit Schemes



Interest Rates of Deposit click here




 The Jain Bank offers multitudes of fixed deposit schemes for various durations. It offers simple reinvestment Fixed Deposits (at very competitive interest rates), which can

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opened with a minimum investment of Rs 5,000. You can make additions to your deposit in multiples of Rs. 1/- thereafter. The tenure of your fixed deposit can be minimum 7 days to 85 months.



Reinvestment Deposits:


In a reinvestment fixed deposit scheme, the interest accrued on your deposit at the end of each quarter is invested along with the principal. The tenure of your deposit must be a minimum of 30 months to 36 months. At the end of the quarter, the interest and the principal are both rolled over, and the interest is calculated on the total sum. Income tax is deducted at source where ever applicable.


Withdrawals of Fixed Deposits


All encashment or withdrawals of Fixed Deposits can only be made at the branch where the deposit was placed.


Method of calculation of interest rates in case of premature withdrawal of fixed deposit. 


    * On premature withdrawal of the deposit, interest shall be paid only for the period for which the deposit is maintained with the Bank and at the rate applicable for such period less 1% penal interest. 
    * Tax at source is deducted as per the Income Tax regulations prevalent from time to time.





News & Notices

Positive Pay System for Cheque Truncation

Positive Pay System for high value Cheque Truncation

your bank has introduced Positive Pay System as per Reserve Bank Of India guidelines

If your issuing of cheque Rs. 50000 & above please contact your branch along with details of cheque & use Bank module system.

LIST OF DEAF ACCOUNT Unclaimed Deposit





Sale Of Asset and Property Owned By The bank

Sale Notes

Notice to the customers


All the customers are hereby informed that our Mulund branch will be Merged with our Borivali East branch w.ef. 20.10.2020. Therefore all the customers of Mulund branch are requested to perform their banking transactions through our Borivali East branch situated at the below mentioned address. we regret for the inconvenience caused to the customers.

The Jain sahakari Bank Ltd.

Raj Ratan apartment, Ground floor,
Jain Mandir road, Daulat Nagar,
Borivali East Mumbai 400066
Tel No- 2892 1748 / 289 15587