Revision of Rate of Interest on Term Deposits (Below Rs.2 crore) effective from
15.06.2025
Interest rates are per annum
Maturity Period | Revised rates w.e.f. 15.06.2025 | |||
For Public | For Senior Citizen (60 years & above | For Super senior Citizen (80 years & above) Only for FDR not for RD | ||
7 days to 45 days | 3.05% | 3.55% | 3.65% | |
46 days to 179 days | 5.05% | 5.55% | 5.65% | |
180 days to 210 days | 5.80% | 6.30% | 6.40% | |
211 days to less than 1 year | 6.05% | 6.55% | 6.65% | |
1 year to less than 2 years | 6.25% | 6.75% | 6.85% | |
2 years to less than 3 years | 6.45% | 6.95% | 7.05% | |
5 years to 10 years (JSB Senior Citizen Deposit Scheme) |
| 7.05% | ||
444 days (JSB Special Deposit Scheme) |
6.60% |
7.10% |
7.20% | |
Non-Callable where Pre-mature payment not allowed (Above Rs.1 crore & Less than Rs.2 Crore) |
| |||
For one year in above category | 6.55%
| 7.05% | 7.15% | |
For two years in above category | 6.85%
| 7.35% | 7.45% |
Above rates will be applicable for Recurring Deposits Schemes also as per maturity period.
JSB Lakhpati RD Scheme
Senior Citizen
1400 @7.05% 60 months MV 100839
3000 @6.95% 31 months MV 102084
General Public
3000 @6.45% 31 months MV 101402
Cumulative Interest Scheme (Reinvestment plan) is continued. Interest is compounded quarterly.
Saving Bank Interest – 2.50% P.A.
Chief Executive Officer