Term Deposit

Term Deposit

Revision of Rate of Interest on Term Deposits (Below Rs.2 crore) effective from

 

15.06.2025

 

Interest rates are per annum

 

Maturity Period

Revised rates w.e.f. 15.06.2025

For Public

For Senior Citizen (60 years & above

For Super senior Citizen (80 years & above) Only for FDR not for RD

7 days to 45 days

3.05%

3.55%

3.65%

46 days to 179 days

5.05%

5.55%

5.65%

180 days to 210 days

5.80%

6.30%

6.40%

211 days to less than 1 year

6.05%

6.55%

6.65%

1 year to less than 2 years

6.25%

6.75%

6.85%

2 years to less than 3 years

6.45%

6.95%

7.05%

5 years to 10 years

(JSB Senior Citizen Deposit Scheme)

 

7.05%

7.15%

444 days (JSB Special Deposit Scheme)

 

6.60%

 

7.10%

 

7.20%

Non-Callable where Pre-mature payment not allowed (Above Rs.1 crore & Less than Rs.2 Crore)

 

For one year in above category

6.55%

 

7.05%

7.15%

For two years in above category

6.85%

 

7.35%

7.45%

Above rates will be applicable for Recurring Deposits Schemes also as per maturity period.

JSB Lakhpati RD Scheme

Senior Citizen

1400 @7.05% 60 months MV 100839

3000 @6.95% 31 months MV 102084

 

General Public

3000 @6.45% 31 months MV 101402

 

Cumulative Interest Scheme (Reinvestment plan) is continued. Interest is compounded quarterly.

 

Saving Bank Interest – 2.50% P.A.

 

      

Chief Executive Officer