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IFSC Code -IBKL0452JSB

Banking in Jain Way

Loans & Advances

Loans & Advances

Loans & Advances

SPECIAL RATE OF INTEREST ON LOANS AND ADVANCES

RATE OF INTEREST AS PER CREDIT RATING w.e.f. 11.10.2021    
SR.NO.PRODUCTCARD RATEABC
1OD/CC10.75%9.75%10.00%10.75%
2OD-GS8.25%N.A.N.A.N.A.
3Mortgage Property/Hyp.of Machiney Loan10.000%9.50%9.75%10.00%
4Gold Loan8.25%N.A.N.A.N.A.
5Vehicle Loan :                Two Wheeler8.25%N.A.N.A.N.A.
                                              Four Wheeler7.75%N.A.N.A.N.A.
                                              Commercial Vehicle10.25%N.A.N.A.N.A.
6Rickshaw Loan 13.00%N.A.N.A.N.A.
7Third Party Loan12.00%N.A.N.A.N.A.
8T.O.D.14.00%N.A.N.A.N.A.
9Education Loan9.75%N.A.N.A.N.A.
10Doctor Loan9.75%N.A.N.A.N.A.
11Professional & Self Employed9.75%9.25%9.50%9.75%
 Parameter of Rating    
 90%  To 100%A   
 60%  To   90%B   
 50% To   60%C   
1Any proposal falls below category “C” will be charge Card Rate plus additional interest. 
2Board can sanction proposal at lower rate of interest applicable to the above parameter as a special case.