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IFSC Code -IBKL0452JSB

Banking in Jain Way

Gold Loan

Gold Loan

GOLD LOAN

 

GOLD LOAN

PURPOSE

Personal/Business

ELIGIBILITY

Salaried persons/Self Employed/Professionals/ Businessman

RATE OF INTEREST

8.75% p.a. at monthly rests

TENURE

maximum 36 months-EMI

MODE OF REPAYMENT

PDCS/ECS/THRU ACCOUNTS

COST ELIGIBILITY

Valuation certificate of the approver

MARGIN

25%

AMT.ELIGIBILITY

75% of the value as per the approver’s certificate

PRIMARY SECURITY

Pledge of Gold Ornaments

SHARE LINKAGE

NIL

REQUIREMENTS

1.Loan application form

2. Account to be opened fulfilling the KYC norms/ KYC norms for guarantors to be complied with.

3.Valuation report of the approver

OTHER CONDITIONS

Borrowers/Guarantors should have satisfactory track record and should not be an NPA with any other banks/FI.

** Terms & Conditions applied.