Revision of Rate of Interest on Term Deposits effective from
21.07.2025
Interest rates are per annum
Maturity Period | Revised rates w.e.f. 21.07.2025 (Below Rs.15 lacs) | |||
For Public | For Senior Citizen (60 years & above | For Super senior Citizen (80 years & above) Only for FDR not for RD | ||
7 days to 45 days | 3.05% | 3.55% | 3.65% | |
46 days to 179 days | 5.05% | 5.55% | 5.65% | |
180 days to 210 days | 5.80% | 6.30% | 6.40% | |
211 days to less than 1 year | 6.05% | 6.55% | 6.65% | |
1 year to less than 2 years | 6.25% | 6.75% | 6.85% | |
2 years to less than 3 years | 6.45% | 6.95% | 7.05% | |
5 years to 10 years (JSB Senior Citizen Deposit Scheme) |
| 7.05% | 7.15% | |
333 days (JSB Special Deposit Scheme) |
7.10% |
7.60% |
7.70% | |
Non-Callable where Pre-mature payment not allowed (Above Rs.1 crore & Less than Rs.2 Crore) |
| |||
For one year in above category | 6.55%
| 7.05% | 7.15% | |
For two years in above category | 6.85%
| 7.35% | 7.45% | |
Above rates will be applicable for Recurring Deposits Schemes also as per maturity period.
JSB Lakhpati RD Scheme
JSB Special Recurring Deposit – Rs.2500/- per month for 36 month MV Rs.100343/- (General Public @ 7%) Rs.101136/- (Senior Citizen @ 7.50%)
Cumulative Interest Scheme (Reinvestment plan) is continued. Interest is compounded quarterly.
Saving Bank Interest – 2.70% P.A. (w.e.f. 01.08.2025)
Single Rupee term deposits of Rupees fifteen lakh and above will be treated as “Bulk Deposit”. Branches to obtain permission from OSD/CEO for accepting / renewing Single Rupee term deposits of Rupees fifteen lakh and above for offering rate.
Chief Executive Officer