Revision of Rate of Interest on Term Deposits (BelowRs.2 crore) effective from
15.04.2025
Interest rates are per annum
Maturity Period | Revised rates w.e.f. 15.04.2025 | |||
For Public | For Senior Citizen (60 years & above | For Super senior Citizen (80 years & above) | ||
7 days to 45 days | 3.50% | 4.00% | 4.00% | |
46 days to 179 days | 5.50% | 6.00% | 6.00% | |
180 days to 210 days | 6.25% | 6.75% | 6.75% | |
211 days to less than 1 year | 6.50% | 7.00% | 7.00% | |
1 year to less than 2 years | 6.70% | 7.20% | 7.20% | |
2 years to less than 3 years | 6.90% | 7.40% | 7.40% | |
5 years to 10 years (JSB Senior Citizen Deposit Scheme) |
| 7.50% | 7.50% | |
444 days (JSB Special Deposit Scheme) |
7.05% |
7.55% |
7.65% | |
Non-Callable where Pre-mature payment not allowed (Above Rs.1 crore & Less than Rs.2 Crore) |
| |||
For one year in above category | 7.10%
| 7.60% | 7.60% | |
For two years in above category | 7.40%
| 7.90% | 7.90% | |
Above rates will be applicable for Recurring Deposits Schemes also as per maturity period.
JSB Lakhpati RD Scheme
Senior Citizen
1100 @7.50 72 months MV 100259
1400 @7.50 60 months MV 102173
General Public
3000 @6.90 31 months MV 1,02,014
Cumulative Interest Scheme (Reinvestment plan) is continued. Interest is compounded quarterly.
Officer (Special Duty)